TOP CREDIT CARDS FOR SHOPPING

Shopping can be a delightful experience, especially when you have the right credit card in your wallet. With a plethora of options available in the market, choosing the best credit card for shopping can be a daunting task. To help you make an informed decision, we have curated a list of the top credit cards that offer exceptional benefits and rewards tailored for shopaholics.

1. HDFC Millennia Credit Card

• Earn 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato.
• Get 1% cashback on all other spends (excluding fuel), including EMI and wallet transactions.
• Receive ₹1000 worth of gift vouchers for spends of ₹1,00,000 and above in each calendar quarter.
• Enjoy up to a 20% discount at partner restaurants through Swiggy Dineout.

2. HDFC MoneyBack+ Credit Card

• Earn 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
• Get 5X CashPoints on EMI spends at merchant locations.
• Receive 2 CashPoints per ₹150 spent on other transactions (excluding fuel, wallet loads/prepaid card loads, and voucher purchases).
• Enjoy a ₹500 gift voucher for spends of ₹50,000 per calendar quarter.
• Enjoy up to a 20% discount at partner restaurants through Swiggy Dineout.

3. SBI SimplyCLICK Credit Card

• Receive a welcome gift of a Rs. 500 Gift Voucher from Amazon.
• Earn 10 reward points per Rs. 100 on online purchases made on Apollo 24×7, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds, and Yatra.
• Get 5 reward points per Rs. 100 on other online spends.
• Earn 1 reward point per Rs. 100 spent on other categories.
• Receive Cleartrip or Yatra e-voucher worth Rs. 2,000 on reaching spend milestones of Rs. 1 Lakh and Rs. 2 Lakh.

4. American Express SmartEarn™ Credit Card

• Earn 10X Membership Rewards® Points on Zomato, Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow, and more.
• Get 5X Membership Rewards® Points per Rs. 50 spent on Amazon and Paytm Wallet, up to 250 points per month.
• Receive 1 Membership Rewards® Point per Rs. 50 spent on other categories.
• Enjoy Rs. 500 cashback on spending Rs. 10,000 in the first 90 days of card membership.
• Receive Rs. 500 voucher each on annual spends of Rs. 1.20 lakh, Rs. 1.80 lakh, and Rs. 2.40 lakh, respectively.

5. Axis Bank NEO Credit Card

• Get 40% off on food delivery orders through Zomato.
• Enjoy a 5% discount on utility bill payments via Amazon Pay.
• Avail a 10% discount on Blinkit, Myntra, and movie ticket bookings through BookMyShow.
• Earn 1 reward point for every Rs. 200 spent.
• Receive 100% cashback, up to Rs. 300.

6. AU Bank LIT Credit Card

• Earn 10X or 5X Reward Points on all online domestic & international retail transactions, as well as all POS & Contactless offline domestic & international transactions.
• Get 5% cashback three times over a 90-day period, with an additional 5% cashback for grocery & apparel expenses.
• Enjoy 5% cashback for retail spends along with 1 Reward Point per INR 100 spent.
• Avail a minimum cashback of INR 500 on minimum retail spends of INR 7,500 over a 30-day period, and earn 2% cashback three times over a 90-day period.
• Receive 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent, with a minimum cashback of INR 1,000 on minimum retail spends of INR 10,000 over a 30-day period.
• Get a maximum cashback of INR 1,000 in each 30-day period.

7. RBL Bank Cookies Credit Card

• Begin your journey with the RBL Bank Cookies Credit Card and receive a Rs. 1,000 gift card voucher, redeemable at Shopper’s Stop, Croma, Myntra, Flipkart, or Amazon.
• Earn 5 Reward Points per Rs. 100 spent online and 1 Reward Point per Rs. 100 spent offline.
• Get a 10% cashback at Grofers, Myntra, and Uber, along with 10% cashback on BookMyShow up to Rs. 300 every month.
• Enjoy 10% cashback on Zomato spends up to Rs. 300 every month.
• Earn 1 Reward Point per Rs. 100 spent offline (excluding fuel transactions) and 5 Reward Points per Rs. 100 spent online.

8. IDFC First Millennia Credit Card

• Get 10 times the reward points on spending over Rs. 20,000 a month and on birthday spends.
• Earn 6 times the reward points on online purchases up to Rs. 20,000, and 3 times the reward points on offline purchases up to Rs. 20,000.
• Receive a welcome voucher worth Rs. 500 on spending Rs. 5,000 or more in the first 30 days.
• Enjoy 5% cashback on the first EMI transaction within 30 days.
• Avail up to 20% discount at 1,500+ restaurants and 25% off on Paytm movie tickets monthly (up to Rs. 100).

9. Indusind Platinum Aura Credit Card

• Receive EazyDiner vouchers, Vero Moda, and Bata vouchers as welcome gifts.
• Earn 4 reward points on departmental stores, grocery, hotels, and restaurants.
• Get 2.5 reward points on cellphone, electricity, and airline bills.
• Acquire 2 reward points on consumer durables, electronics, and bar/pub bills.
• Earn 1.5 reward points on restaurants, books, medical expenses, insurance premiums, car rentals, rail tickets, and movie tickets.
• Get 0.5 reward points on other spends.

10. IDFC First Private Credit Card

• Receive 200,000 bonus rewards points worth Rs. 50,000.
• Enjoy curated Taj Epicure Membership.
• Earn 6 rewards for every Rs. 100 spent online and 3 rewards for every Rs. 100 spent offline.
• Get 3 reward points for every Rs. 100 spent on rentals, 1 reward point for every Rs. 100 spent on insurance premiums, and 10 rewards for every Rs. 100 spent on your birthday.
• Earn 1 reward point for every Rs. 100 spent on other transactions, including property management.

11. AU Bank Vetta Credit Card

• Receive vouchers worth Rs. 2,000 from partner brands when you spend Rs. 30,000 within the first 60 days of setting up your credit card.
• Earn 10 reward points for every Rs. 100 spent on utility bill payments, and 4 reward points for every Rs. 100 spent at grocery and departmental stores.
• Get 2 reward points for every Rs. 100 spent on other merchant categories.
• Enjoy annual Zomato Pro Membership when you spend Rs. 50,000 in a calendar month.
• Receive vouchers worth Rs. 1,000 when you spend Rs. 2.50 lakh during your credit card’s anniversary year.
• Get 1,000 bonus reward points when you use the AU Bank Vetta Credit Card to complete one retail transaction on your birthday.

These credit cards are tailored to enhance your shopping experience by offering cashback, rewards, discounts, and exclusive benefits. Choose the one that aligns with your shopping habits, and make every purchase a rewarding experience.